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Seasonal guide · spring and summer

Festival tickets: what if you can’t go after all

An early-bird ticket for a few hundred crowns, a festival pass for thousands. What happens to it if illness, injury or a resit exam lands right on the festival weekend.

5 min readUpdated 14/10/2026Prepared by the Meditapass team based on the product’s policy terms

One-minute summary

  • Festival tickets are bought months in advance and, with few exceptions, aren’t refundable.
  • The 14-day period for returning goods bought online doesn’t apply to tickets for a fixed date.
  • Try transferring the ticket to another name or using the official resale — and watch out for scam offers.
  • A cancelled festival is a matter for the organiser. If you can’t go — illness, injury, a resit exam — cancellation insurance helps.
  • Insuring a CZK 4,880 festival pass costs CZK 439 and pays back CZK 4,392.

Why festival tickets are bought so early

Festivals sell tickets in waves: the cheapest early-bird tickets right after the previous year’s festival ends, then gradually more expensive ones. If you wait, you pay more — or don’t get a ticket at all. So six months or more often pass between buying and the festival. And in that time, anything can happen: an illness, a broken leg, a resit exam right on the festival weekend.

Will the organiser refund you?

Usually not. Under festivals’ terms and conditions, tickets are usually non-refundable, and the 14-day period for withdrawing from an online purchase doesn’t apply to tickets for a fixed date. But you do have a few options:

  • Transfer to another name. Many festivals allow it, sometimes for a fee and only until a certain date.
  • Official resale. Some festivals and ticket sellers have their own marketplace where you can sell your ticket safely.
  • Selling to people you know. The simplest option, but only recommend verified channels to buyers — scam “resales” on social media are common.
Read the terms before you buyWhether a ticket can be transferred, by when and for how much is set out in the festival’s terms and conditions. It’s good to know before a problem comes up.

If the organiser cancels the festival

If the organiser cancels or postpones the festival, they handle refunds — under their terms and the law. Cancellation insurance doesn’t help here, because it isn’t a situation where you can’t go. Nor does it cover bad weather: as long as the festival goes ahead, not going is your decision.

When cancellation insurance helps

The insurance reimburses the ticket price after deducting the 10% excess if you can’t go to the festival for a reason listed in the policy terms, for example:

  • illness or injury — tonsillitis a week before the festival, a leg in a cast after a casual football game with friends,
  • a resit exam — the faculty sets the resit right on the festival weekend or in the week after it,
  • illness, injury or death in the family or of a friend you bought the tickets with,
  • dismissal by your employer that you didn’t expect when you bought the ticket,
  • stolen documents in the last 7 days before you leave for a festival abroad.

Illness, injury and death are covered even if they arise up to 180 days before the festival; other reasons must arise no more than 30 days before. You can insure a ticket bought anywhere — from the organiser, at a box office or on the festival website. You’ll find all 14 covered reasons on the what the insurance covers page.

Send the original tickets before the festivalIf you can’t go to the festival, send the original cancelled tickets to the insurer at skody@colonnade.cz before it starts. For tickets sent after the event has started, the insurer may reduce or refuse the payout.

What festival ticket insurance costs

Price of festival ticket insurance
TicketPricePremiumPaid back if you cancel
Day ticketCZK 1,290CZK 116CZK 1,161
Early-bird passCZK 2,990CZK 269CZK 2,691
3-day festival passCZK 4,880CZK 439CZK 4,392
VIP passCZK 8,900CZK 801CZK 8,010
Premium of 9% of the price (min. CZK 26 per policy), payout after deducting the 10% excess. Ticket prices are indicative.

It’s mainly worth insuring more expensive passes and tickets bought well in advance. If you’re buying several tickets for a group, you can insure them in one order — enter the total price and all the people.

Insure right after buyingThe insurance only covers events that occur after it’s taken out. If you take it out when you’re already in bed with a fever, you won’t get anything. And if you buy the ticket 30 days or less before the festival, the insurance can only be taken out at the same time as you pay for it.

Camping, accommodation and travel

For festivals abroad, the ticket is only part of the cost. You can insure non-refundable accommodation, a package trip or flights to the festival separately — in the order, choose accommodation, package holiday or flights.

We’ll email you a ticket insurance quote quickly: get a ticket insurance quote.

This article is general information, not legal or financial advice. The wording of the policy terms and your seller’s terms is what counts. The example scenarios are illustrative.

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