Festivals
Festival tickets go on pre-sale six months in advance — and anything can happen before summer. Cancellation insurance reimburses your ticket, camping and travel after deducting the 10% excess if you can’t go to the festival because of illness, injury or another serious reason.
Work out your price
CZK 300CZK 500,000
One-off premium
CZK 376If you cancel, back up to
CZK 3,762We reimburse cancellation fees after deducting the 10% excess, or in full if the insured person is hospitalised or dies. The premium is 9% of the price, min. CZK 26.
Get a quoteNo sign-up · we’ll email you a quote quickly
What you can insure
A 4-day festival: ticket CZK 3,290 + camping CZK 890
The festival refunds neither the ticket nor the camping, so the loss is 100% of the price. Illustrative calculation.
Typical situations
A cheap ticket from the first pre-sale is great — until you break your leg in a casual football game with friends before the festival.
Nobody goes for four days in a tent with a fever. The ticket, camping and travel would all be lost.
Summer resit exams coincide with festival season. If a resit falls on the festival or in the week after it, the insurance covers the cancellation.
Four of you are going and one falls ill? Insure everyone — the cancellation of anyone who can’t go for a covered reason is covered.
What the insurance covers
You fall ill or get injured so that you can’t go.
Family, a business partner, or the person you’re travelling with or staying with.
You have to look after someone close who isn’t travelling with you.
A pregnancy confirmed after the insurance was taken out, where the doctor advises against travelling.
Your dog or cat dies.
A witness summons, adoption or divorce proceedings during the trip.
You’re dismissed when you didn’t expect it.
A resit exam during the trip or shortly after it.
The car you were going to travel in can’t be driven after an accident.
Your documents are stolen in the last week before departure.
You or a family member become the victim of a crime.
A burglary, robbery or major natural damage where you live.
A public health officer orders you into quarantine just before departure.
A fire, flood or windstorm where you’re going.
Keep in mind
If the organiser cancels the festival (a storm, an official ban), they handle refunds. Cancellation insurance is for situations where you can’t go.
Some festivals offer ticket transfers or resale. If you use it, this reduces your loss.
An illness or injury that existed before the insurance was taken out isn’t covered (except a stabilised chronic illness). Insure your ticket right after buying it, while everything is fine.
If you can’t go, send the original cancelled tickets to skody@colonnade.cz before the festival starts.
Stories
Tomáš, 24 · 3-day festival ticket + a camping spot
Tomáš had a ticket for a summer festival and a spot at the campsite. A week before the event, he broke his ankle playing football with friends and ended up in a cast. The festival doesn’t refund tickets, and he didn’t manage to resell his at the last minute.
The example scenarios are illustrative — we made up the names, stories and amounts to show how the insurance works. The actual payout is always decided by the insurer based on the policy terms and the documents provided.
Questions
Yes. Add up the ticket, camping, parking and travel and insure the total. If you claim, you provide proof of what wasn’t refunded.
As soon as possible after buying — more than 30 days before the festival, you can take it out at any time. It only covers events that occur after it’s taken out; illness, injury or death up to 180 days before the event, other reasons in the last 30 days.
Yes. You can insure the ticket as well as flights and accommodation — the total price can be up to CZK 500,000.
We reimburse the cancellation fees — the deposit paid in advance or the price the seller didn’t refund under its terms — after deducting the 10% excess. If you get nothing back for a CZK 2,000 ticket, you’ll receive CZK 1,800. If you cancel because the insured person is hospitalised or dies, no excess applies. Cancellation fees don’t include the premium, airport taxes or fees that can be recovered.
If there are more than 30 days until the trip starts, you can take out the insurance at any time. If you buy the trip 30 days or less before it starts, the insurance must be taken out at the same time as you pay for the trip. In all cases, it only covers events that occur after it is taken out.
Among other things: a change of plans (you don’t want to go, you’re afraid, you don’t get time off work), health problems that existed before the insurance was taken out (except a stabilised chronic illness), events under the influence of alcohol or drugs, injuries during races and competitions, or a trip being cancelled by the carrier or organiser — in that case they refund you.
All exclusions →Tell us what you’re insuring, how much it cost and when it starts. We’ll email you a quote quickly.