Sport
Tickets for a world championship or Formula 1, or the entry fee for a marathon abroad, cost thousands and are almost never refunded. Cancellation insurance reimburses them after deducting the 10% excess if you can’t take part because of illness, injury or another serious event.
Work out your price
CZK 300CZK 500,000
One-off premium
CZK 576If you cancel, back up to
CZK 5,760We reimburse cancellation fees after deducting the 10% excess, or in full if the insured person is hospitalised or dies. The premium is 9% of the price, min. CZK 26.
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What you can insure
Two tickets for an Ice Hockey World Championship match for CZK 6,400
Tickets are non-refundable, so the loss is 100% of the price. Illustrative calculation.
Typical situations
You’ve had tickets for the final for months, but a virus strikes in the week of the match. You get nothing back.
You slip on the stairs or fall off your bike on the way to work — and can’t make the race or the match.
A funeral on the date of a race you’ve been training for for six months. The insurance pays back the entry fee and the non-refundable hotel.
Tickets, flights and a hotel for two can easily come to more than CZK 40,000. You can insure it all at once.
What the insurance covers
You fall ill or get injured so that you can’t go.
Family, a business partner, or the person you’re travelling with or staying with.
You have to look after someone close who isn’t travelling with you.
A pregnancy confirmed after the insurance was taken out, where the doctor advises against travelling.
Your dog or cat dies.
A witness summons, adoption or divorce proceedings during the trip.
You’re dismissed when you didn’t expect it.
A resit exam during the trip or shortly after it.
The car you were going to travel in can’t be driven after an accident.
Your documents are stolen in the last week before departure.
You or a family member become the victim of a crime.
A burglary, robbery or major natural damage where you live.
A public health officer orders you into quarantine just before departure.
A fire, flood or windstorm where you’re going.
Keep in mind
Injuries while taking part in a race or competition, in professional sport and on expeditions are excluded from the insurance. This exclusion doesn’t apply to injuries during ordinary training or recreational sport.
If the organiser cancels the event (weather, safety), they refund the entry fee or ticket price — not cancellation insurance.
Some races let you transfer your entry to another runner. If you use this, it reduces your loss.
Stories
Eva, 35 · Entry to a marathon abroad + a non-refundable hotel
Eva had been training for the marathon for six months. A week before the race, her father died suddenly and the funeral fell on the day of the start. The trip was the last thing on her mind — the money didn’t matter at that moment, but the insurance paid it back.
The example scenarios are illustrative — we made up the names, stories and amounts to show how the insurance works. The actual payout is always decided by the insurer based on the policy terms and the documents provided.
Questions
An injury that, according to a doctor, prevents you from starting is covered. The exceptions are injuries while taking part in another race or competition, during professional sporting activity and on expeditions — the exact definition is in the policy terms.
Yes. Add up the tickets, travel and accommodation and insure the total, up to CZK 500,000.
We reimburse the cancellation fees — the deposit paid in advance or the price the seller didn’t refund under its terms — after deducting the 10% excess. If you get nothing back for a CZK 2,000 ticket, you’ll receive CZK 1,800. If you cancel because the insured person is hospitalised or dies, no excess applies. Cancellation fees don’t include the premium, airport taxes or fees that can be recovered.
If there are more than 30 days until the trip starts, you can take out the insurance at any time. If you buy the trip 30 days or less before it starts, the insurance must be taken out at the same time as you pay for the trip. In all cases, it only covers events that occur after it is taken out.
Among other things: a change of plans (you don’t want to go, you’re afraid, you don’t get time off work), health problems that existed before the insurance was taken out (except a stabilised chronic illness), events under the influence of alcohol or drugs, injuries during races and competitions, or a trip being cancelled by the carrier or organiser — in that case they refund you.
All exclusions →Tell us what you’re insuring, how much it cost and when it starts. We’ll email you a quote quickly.