Theatre and musicals
Theatre and musical ticket insurance
A musical in London, opera in Vienna or theatre tickets as a gift for your parents — if illness strikes you or the people you bought them for, cancellation insurance reimburses the price after deducting the 10% excess. You can insure the tickets as well as the trip and hotel that go with them.
- 9% of the price, minimum CZK 26
- If you cancel, cancellation fees back after deducting the 10% excess
- Standalone, no travel insurance needed
Work out your price
CZK 300CZK 500,000
One-off premium
CZK 2,160If you cancel, back up to
CZK 21,600We reimburse cancellation fees after deducting the 10% excess, or in full if the insured person is hospitalised or dies. The premium is 9% of the price, min. CZK 26.
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What you can insure
What the insurance is good for
- Theatres, musicals and cabarets
- Opera, ballet and classical music concerts
- Musicals and shows abroad (London, Vienna, New York…)
- Tickets bought as a gift
- Theatre trips, including travel and accommodation
A musical weekend in London for two: tickets, flights and hotel for CZK 24,000
- Premium (9%)
- CZK 2,160
- Cancellation fee (100%)
- CZK 24,000
- Excess 10%
- −CZK 2,400
- We pay you
- CZK 21,600
Everything is non-refundable, so the loss is 100% of the price. Illustrative calculation.
Typical situations
When cancellation insurance comes in handy
A gift for your parents
You bought your parents tickets for their anniversary, and your dad falls ill the day before. The insurance reimburses the price after deducting the 10% excess.
A musical weekend in London
Tickets, flights and a hotel for two come to more than CZK 20,000. You can insure it all at once.
An injury before the show
A broken leg or a twisted ankle — and the seat in the theatre stays empty.
What the insurance covers
14 reasons to cancel
Your illness, injury or death
You fall ill or get injured so that you can’t go.
Illness, injury or death of someone close
Family, a business partner, or the person you’re travelling with or staying with.
Caring for a sick family member
You have to look after someone close who isn’t travelling with you.
Confirmed pregnancy
A pregnancy confirmed after the insurance was taken out, where the doctor advises against travelling.
Death of a pet
Your dog or cat dies.
Court, adoption or divorce
A witness summons, adoption or divorce proceedings during the trip.
Dismissal by your employer
You’re dismissed when you didn’t expect it.
Resit exam
A resit exam during the trip or shortly after it.
Car accident
The car you were going to travel in can’t be driven after an accident.
Stolen documents
Your documents are stolen in the last week before departure.
Victim of a crime
You or a family member become the victim of a crime.
Theft or damage at home
A burglary, robbery or major natural damage where you live.
Mandatory quarantine
A public health officer orders you into quarantine just before departure.
Natural disaster at the destination
A fire, flood or windstorm where you’re going.
Keep in mind
What to watch out for
Changing the date
Some theatres let you exchange tickets for another date. If that’s possible, it reduces your loss.
Tickets as a gift
Enter the people who will go to the show as the insured persons — the policyholder can be whoever bought the tickets.
Cancelled show
If the theatre cancels the show, it refunds the ticket price itself. Cancellation insurance is for situations where you can’t go.
Questions
Insurance questions: theatre and musicals
Yes. You’re the policyholder, and you enter the people you’re giving them to as the insured persons. If they fall ill, the insurance covers the cancellation.
The insurance only covers what you actually lose. If you exchange the ticket, the loss is only any exchange fee or non-refundable travel and accommodation.
We reimburse the cancellation fees — the deposit paid in advance or the price the seller didn’t refund under its terms — after deducting the 10% excess. If you get nothing back for a CZK 2,000 ticket, you’ll receive CZK 1,800. If you cancel because the insured person is hospitalised or dies, no excess applies. Cancellation fees don’t include the premium, airport taxes or fees that can be recovered.
If there are more than 30 days until the trip starts, you can take out the insurance at any time. If you buy the trip 30 days or less before it starts, the insurance must be taken out at the same time as you pay for the trip. In all cases, it only covers events that occur after it is taken out.
Among other things: a change of plans (you don’t want to go, you’re afraid, you don’t get time off work), health problems that existed before the insurance was taken out (except a stabilised chronic illness), events under the influence of alcohol or drugs, injuries during races and competitions, or a trip being cancelled by the carrier or organiser — in that case they refund you.
All exclusions →
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